Like most of us, you probably haven’t had too many 30-year commitments in your life, so there’s never really been a need to think that far into the future. Home loans are different. We tend to have this internal bias that “everything’s going to be fine,” and usually it is fine, but 30 years is a long [...]
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There’s an old saying…...“you make your money when you buy”. Getting your home loan right at the beginning can put you in a winning position later. By choosing a loan with a competitive interest rate, low fees and a mix of features that suit your needs, you could save tens of thousands of dollars over [...]
#If you are thinking of borrowing money from a bank, you must know that there have been some recent changes in Australia with regards to credit reporting and how the loans are being dispersed. Read below for more details on this. What is a Comprehensive Credit Reporting (CCR)? The Comprehensive Credit Reporting (CCR)or positive credit [...]
Who doesn’t want a bigger house, oversea vacations, private schooling for their kids and all the luxuries? Everyone does, don’t they? But is working 9-5 enough to realise those dreams? Are you one of those people who are just paying their bills, living comfortably but always need to delay plans because of insufficient savings or [...]
The journey to ✔APPROVED is quickly changing and it is a lot more complicated now than 2 years ago. When it comes to borrowing money it is more than just how much deposit, how much money do you make and what is the interest rate. Now it is expected that applicants provide more detailed information [...]
Comprehensive credit reporting' also known as 'positive reporting' started in February 2018, with more licensed credit providers expected to provide more detailed information to the Credit Reporting Agencies over the coming year. Previously negative Credit events like defaults, debt agreement, judgements and inquiries were mostly reported and the positive events not made available. Comprehensive credit [...]
Most things in life will change over the next 25 - 30 years. Your home loan should be no different. A set and forget strategy with your home loan could mean you are paying thousands more than you should and missing out on the potential to own your home sooner. Have you done a review [...]